Group Advantage® 401(k) Program
The future you envision begins with the right retirement plan… and sound investment advice.
Group Advantage is a bundled service that includes asset management and retirement plan adminstration. It features daily valuation plan administration and provides participants access to the Mercer Advisors Asset Optimization® portfolios. Group Advantage is fully compliant with Employee Retirement Income Security Act (ERISA) Fiduciary Standards.
Retirement Plan Documents
Designing a plan that meets your needs and complies with ever-changing pension law requires the ongoing assistance of a professional. The retirement plan professionals at Mercer Advisors provide comprehensive compliance and consulting services. We add value to the delivery of these services by developing a thorough knowledge of the demographics, goals and philosophies of each client.
Investment Management
Group Advantage plan participants receive the same sophisticated investment strategy and portfolio execution as our individual clients. Participants complete a detailed investor profile questionnaire outlining their investment goals, time horizon, risk tolerance and financial situation. The results of this assessment determine the best portfolio for their given circumstances.
Participant Investment Choices
Some qualified retirement plans offer only one investment allocation — no choice. While this simplifies administration and minimizes cost, it is not ideal for reducing liability in your role as a plan fiduciary.
Group Advantage starts with four investment portfolios. Fewer than four is perceived by participants to represent little choice; more than four is often confusing. Ranging from conservative to aggressive investment strategies, each portfolio corresponds to a distinct level of volatility tolerance. These four portfolios represent all the choice your participants will need.
In addition to the 'Core Four' portfolios, you may select additional Asset Optimization portfolios as options for plan participants — ranging from 100% stocks to 100% bonds — to meet every participant's needs.
Management Continuity
Mercer Advisors has been managing client assets through good markets and bad, high inflation and low interest rates, bull markets and crashing bears. We will continue to do so for a long time to come.
Plan Adminstration
Mercer Advisors focuses on delivering the highest quality participant recordkeeping and retirement plan support services available. These services are driven by our client-first culture — powered by the background, diversity and experience of our professional staff. We pride ourselves on our ability to assist you in meeting all of the compliance requirements of any qualified retirement plan.
Asset Custody
Your Group Advantage plan and investments will be supported collaboratively by Mercer Advisors and an industry-leading custodian. With billions in plan sponsor assets, these custodians provide exceptional service, security and investment options. Mercer Advisors, along with the custodian, will be responsible for the maintenance of your assets and ready to respond to your needs.
Mercer Global Advisors Inc. is registered with the Securities and Exchange Commission and delivers all investment-related services. Mercer Advisors Inc. is the parent company of Mercer Global Advisors Inc. and is not involved with investment services. Forbes and Investment News rankings are for Mercer Global Advisors Inc.
